Frequently Asked Questions

Down payments can vary widely depending on the loan type. Some buyers qualify for options as low as 3–5% down, while others choose to put down more to lower their monthly payment.

The best first step is talking with a lender to get pre-approved. They’ll look at your income, debts, and credit to give you a clear budget range and estimated monthly payment.

A pre-approval is a lender’s written estimate of what you can borrow. It shows sellers you’re serious and financially ready, which can give you a big advantage in competitive markets.

It depends on the market and your goals, but many buyers spend a few weeks to a few months searching. Once under contract, closing typically takes about 30–45 days.

Buyers should plan for closing costs, which can include lender fees, title fees, inspections, and prepaid taxes or insurance. These typically range from 2–5% of the purchase price.

Yes — a home inspection helps uncover potential issues before you buy. It gives you a clearer picture of the home’s condition and may open the door for repairs or negotiations.

Home value depends on location, condition, size, and recent comparable sales. A market analysis helps determine a competitive price that attracts buyers while maximizing your return.

Small repairs and cosmetic updates can make a big difference. Not every home needs a full remodel, but addressing obvious issues can help your home show better and sell faster.

This depends on pricing, market conditions, and how well the home shows. Proper preparation and pricing strategy can significantly impact how quickly you receive offers.

Seller closing costs may include agent commissions, title fees, escrow fees, and sometimes buyer concessions. The exact amount varies based on the sale price and local customs.

Not at all. Every offer can be negotiated based on price, terms, contingencies, and closing timeline. The goal is to choose the offer that best fits your overall needs.

Once under contract, the buyer will complete inspections and finalize financing while the title and escrow process moves forward. You’ll prepare for moving and closing on your agreed timeline.